Making the change is easy with our Switch Kit!
Ready to switch to a better financial institution? Worried about the hassle of changing everything? Don’t sweat it! Switching your accounts to PortAlliance Federal Credit Union is way easier than you ever thought!
Step 1 — Open Your New PortAlliance Account
It only takes $25 to establish your membership, and there’s no minimum balance on PortAlliance’s checking account. Click here to find out how to Become a Member. You’ll need your new account number to switch everything over.
Step 2 — Switch Your Direct Deposit
Got your payroll or government benefits going into another account? Afraid changing it over will be too difficult? Don’t worry...that’s an easy switch with our Change Direct Deposit Request. Just fill it out and send it to your employer or the company handling the deposit.
Step 3 — Switch Your Automatic Payments & Withdrawals
Are you paying your mortgage or electric bill automatically through your old account? Afraid you’ll miss a payment? Don’t worry... we’ve got you covered there, too. Just print, fill out, and send the Change Automatic Payment Request to them.
Step 4 — Close Your Old Accounts
Once your direct deposits and automatic payments are switched over to PortAlliance, and all of your checks have cleared your previous account, you can send the Close Account Request to your old bank or credit union. This form allows you to specify the date you want the account closed, as well as instructions for where to send your remaining balance.
Step 5 — Transfer Your High-Rate Balances
We can transfer balances from your higher rate credit cards to your PortAlliance VISA—and we’ll do all the paperwork! With a rate as low as 8.90%, you can’t afford not to. Don’t have one? Be sure to Apply for a PortAlliance VISA and enjoy these benefits:
- No annual fee
- No balance transfer fee
- No cash advance fee
- 25-day grace period
- Rates as low as 8.90% APR
- Credit limits up to $12,000
And while you’re at it, don’t leave your loans behind! We offer competitive rates and terms and will be happy to refinance your car loan, personal loan, and mortgage loan. It’s easy to Apply for a Loan with PortAlliance.